Free 60-second check · Hawaii residents

Your mortgage does not pause when you get sick.

Standard life insurance only pays when you die. Certain living-benefit riders can let you access part of your coverage early if a covered serious illness like a heart attack, cancer, or stroke affects your income. Hawaii has one of the highest costs of living in America, and your mortgage does not pause because you got sick.

A short educational questionnaire. Eligibility is decided by the carrier.

Hawaii family at the beach

Access for covered illness

Many need no exam

Local licensed agent

You are dealing directly with a Hawaii-licensed agent. Your information is never sold.

Tiếng Việt

Independent producer appointed with multiple insurance carriersSony Ho · Hawaii-licensed insurance producer (HI #18171750)
This site provides information about life insurance products with accelerated benefit riders. Final eligibility and rates are determined by the insurance carrier. Not affiliated with any government agency.This is an advertisement. Sony Ho, licensed life insurance producer (HI #18171750). Some policies are underwritten without a medical exam; requirements are set by the carrier. Coverage, rates, and approval are not guaranteed and vary by carrier and state. Sony Ho is licensed in Hawaii and provides insurance services to Hawaii residents only.
Hawaii Living Benefits Check | Sony Ho | Sony Ho Hawaii Life Insurance